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How Much will YOU pay for the Nationalized Health Care reform?
What is a good website to use when researching auto insurance. One where I can get numerous rates from various insurers and compare them with each other?
What is the best website to reseach and compare auto insurance quotes?
My husband and I are currently covered at Geico. We pay 1320 for 6 months coverage. We’ve been with Geico about 5 years and our rates have stayed pretty much the same. I was looking at quotes online and there are significant differences between them all and I am so confused. I have been making sure that I am comparing apples to apples, all the same type coverage. Esurance quotes at $799 per 6 months, Teachers Insurance quotes at $1309 per 12 months, Mercury Insurance at $661 per 6 months, and then 21st century quotes at $1053 per 6 months. Why is there such a big difference between them?? My best bet looks like Mercury or Teachers right now
Auto insurance is so confusing!! Help?
What are their rate like compared to other auto insurance companies
How are AARP Insurance rates?
I was in an accident and although the exterior damage was minimal the uni-body damage was extensive rendering the vehicle a total loss. I’m upside down on the loan and the insurance company has offered lower than market rate for the vehicle.
The vehicle is a 2004 Mach1 Mustang. Its a limited production vehicle with very minimal after market items, the vehicle also has 79,900 miles on it. The system the insurance company uses to calculate the market rate of the vehicle could not find any other Mach1′s to compare it to, therefore it used regular Mustang GT’s as comparable vehicles.
This shows a lack of consideration when it comes to the rarity of the vehicle and it’s not fair to compare a Mach1 to a regular Mustang GT. It would be like comparing a BMW M3 to a regular 3 series or a Mercedes AMG to a regular Mercedes Class vehicle.
Can a payoff quotation on an auto loan be negotiated down?
THE BEST RATES! Im really struggling with this decision. I have been with Tn Farm Bureau for ten years, but we recently have added an 06 F150 and the rates jumped, which I expected. Just for fun, I got online and have compared (over the phone today also) Progressive and Geico. Geico has the best rate and all seem to be the exact same policyHMMMM Heres the rundown
Ford F150 and Passat CC
Geico 651 every six months
Progressive 842 every six
Farm Bureau 1073 every six months
All the policies have 100,000 per person and 300,00 for insured motorist
progressive includes 250k for uninsured, and Ill have to check and see what the other two have
Im not sure Ive compared them fully, what do i need to compare besided thisANYTHING? The deductibles are 50 dollars for the farm bureau for both collision and compthe progressive is 50 com and 100 collisionthe geico is 50 50 like the farm bureauI told them that was what we had so they put that in.all policies are 100k 300k insured and uninsured? i think?
I am looking into switching my auto insurance to another company, Geico seems to have?
Whether it’s Sarah Palin, Barack Obama, OJ Simpson, etc they are always talking about that thing only. When will they learn that we want a diverse media? And by diverse I don’t mean setting up various conflicts in order to promote some capitalist rivalry agenda in order to make more money. They could honestly give 2 sh**s about the news obviously so what is it going to take to get it through to them?
For instance, before I found Progressive Auto Insurance I was paying out the rear end from companies like Geico that are talking out of their rear end when it comes to the promotions they fund compared to what their actual rates are. I saved 250 dollars on my very first car by going with Progressive but what if Progressive never was? What if Progressive never existed at all? Then I would be stuck with Geico.
You might say that someone may have taken Geico’s place, but whom exactly would? It’s a dog eat dog world and a business modeled around the 90s way of doing things should no longer be allowed to succeed in the new millennium.
Please no comments like, “Is there a question in there somewhere”, because it’s very obvious due to all the question marks here that there in fact is questions so spare me. very freightening lish.
Why must our media always dominate the airwaves with 1 subject and 1 subject only?
Why do they always say, ‘OH! Those women drivers!’ .?
As if women are ‘worse’ drivers than men?
When it is a PROVEN FACT that women have LOWER RATES than men (on Auto Insurance) because according to the ‘Law of Large Numbers’ (which Insurance Companies use to determine rates for Auto Insurance Polices) . the MALE drivers have MORE accidents than female drivers!
According to the State Department of Insurance, if two people (one Male and one Female) who were the same age with the same driving record in the same city with the same car, and both applied for the exact same Auto Insurance coverage, the FEMALE would have lower rates.
*These rate differences are based on ‘Verifiable Statistical Data’ provided to the State Department of Insurance.*
So. why do MEN always make that comment, ‘Oh! those Women drivers!’ . when it’s the MEN who cause more accidents?
Why do they always say ‘Women Drivers’ are such bad drivers? (compared to MEN, I guess?)?
1. Why is it important to maintain a good credit history?
a. Because your family will inherit it, and it’s important to plan for their future
b. Because anyone can access your credit history at any time to learn about you
c. Because a good credit history can generally help you negotiate for a lower finance rate
d. Consumer protection laws state it is your responsibility to maintain good credit
2. What might happen if you fail to make several payments on purchases that you made a year ago?
a. The item(s) can be taken away from you, if the item(s) secured the credit obligation you took on when you bought the items
b. Negative information may be added to your credit report
c. You could be denied credit in the future
d. All of the above
3. How can you find what your credit history looks like?
a. Contact a credit-reporting agency
b. Ask a private investigator to find out all they can about you
c. Look yourself up on the Internet
d. Check your family’s credit history
4. Which of the following is not something a creditor will look at before granting you credit?
a. If you pay your bills on time
b. Where you live and your living arrangements
c. How many credit obligations you have
d. How much you owe on all your accounts
5. Net income is also known as:
a. Taxable income
b. Alimony
c. What’s left after you pay your bills
d. Take-home pay
6. About how much of your monthly take-home pay should your car payment not exceed, after subtracting certain monthly expenses, like credit cards?
a. 5% to 10%
b. 10% to 15%
c. 15% to 20%
d. 20% to 25%
7. In addition to vehicle payment, what other vehicle expenses should be considered in your monthly budget?
a. Insurance
b. Maintenance
c. Gasoline
d. All of the above
8. Which of the following is a contract with a dealership to buy a vehicle on time by paying the purchase price plus an agreed upon finance charge over a certain period of time?
a. Gap protection
b. Aquisition fee
c. Installment sale
d. Residual price
9. What is one of the major differences between buying and leasing a vehicle if you choose to buy?
a. The dealership is listed on the title as the vehicle owner
b. You need to turn in your vehicle to the dealership after a certain length of time
c. You will need to pay a security deposit, acquisition fee and other charges
d. You are the owner of the vehicle and your name is listed on the title
10. Monthly lease payments are usually lower than monthly finance payments when comparing leasing and financing for the same term because you are only paying for the vehicle’s expected depreciation during the lease term, plus a rent charge, taxes and fees.
a. True
b. False
11. When you finance at the dealership, you are entering into an installment sales contract between you and the dealership.
a. True
b. False
12. When you lease a vehicle, you are responsible for excess wear and tear, damage and missing equipment.
a. True
b. False
13. Which of the following items can you negotiate with your dealership?
a. Annual Percentage Rate
b. Length of contract
c. Price of the vehicle
d. All of the above
14. Which of the following can be used to lower your monthly payment?
a. Getting a higher APR
b. Choosing the shortest term available
c. Making a larger down payment
d. None of the above
15. Which of the following are additional items that can usually be added to the finance contract?
a. Optional Credit Life Insurance
b. Option Gap Protection
c. Optional Service Contract
d. All of the above
16. What is the purpose of purchasing optional disability insurance?
a. Covers the gap between the vehicle’s value and what your insurance company provides in the event of total vehicle loss
b. Pays the balance of your contract in the event of your death
c. Makes your scheduled car payment in the event of sickness or disability
d. Protects owners against unexpected major auto repair expenses
17. What is the purpose of a service contract?
a. Adds additional time to the vehicle warranty
b. Protects owners against unexpected major covered auto repair expenses
c. Pays all of the vehicle repairs regardless of the circumstances
d. all of the above
18. It is a normal business practice for the dealer to retain some portion of the finance charge as income for the dealership.
a. true b. false
19.) A rebate is always better than a special finance rate.
a. true b. false
Please help Automotive Questions about car financing?? ?
We have had 21st Century auto insurance for years. Recently, they were bought out by AIG. Our policy is up for renewal, and I’m trying to figure out if we should continue. (Their rates are very good compared with others I have looked into.)
Does anyone know the risks of having AIG for auto insurance? I know they had to get bailed out, but what does that mean for us?
AIG for Auto Insurance?
Like home & auto? I do it so much, I end up calling my own Company, and they recognize me! Actually they go by several names, so it is their fault. Grey Power!